RV Financing and Loans in Texas
Why Finance Your RV?
When you choose to finance your New RV or Used RV, instead of liquidating assets or paying cash you maintain your financial flexibility. You should also consider these facts:
- We have many years experience in RV financing and work with dozens of lenders, meaning we'll work hard to make sure you receive the most desirable financing solution around.
- We can help keep your down payments lower - Although final terms are determined based on your credit profile and the age, type and cost of the RV being purchased, we will work with you to keep your down-payment within your budget parameters.
- Lower monthly payments - Because our RV finance specialists know the industry, they can create a repayment schedule resulting in the lowest monthly payments possible while helping you afford the RV of your dreams.
- Call your nearest ExploreUSA RV Supercenter to learn more or Get Directions!
Do you take trade-ins?
You bet we do. We trade for almost anything of value. Call us and let's talk and we will get you the best deal possible.
Is my RV payment tax deductible?
Your RV may qualify for some of the same tax benefits as a second home or mortgage. Of course, check with your tax advisor, but basically to qualify for these benefits, such as the deductibility of interest on the loan, the RV must be used as security for the loan along with providing basic living accommodations such as sleeping area, bathroom and cooking facilities. Remember, the RV is considered a qualified second residence as long as you designate it for each tax year.
We make financing easy on you!
One reason lenders are making it easier to buy an RV is because the profile of those that buy RV's are often considered reasonable borrowers. The delinquency rate for RV loans is less than 2%. That's a very attractive risk rate if you're a lender. Consequently, what this means for RV enthusiasts is very flexible rates, terms, and payments, and this helps to meet even the most frugal enthusiast's budget. Loans for RVs range anywhere from 10 - 12 years, and can even extend to 15 - 20 years.
What Am I Waiting For?
We can't answer that one, only you can... so let's get busy! You can submit an online credit application. Please be advised our online credit application is done thru a secure website so you can rest assured your important personal information is safe and secure. Once your credit application is received, an ExploreUSA finance specialist will go to work right away to find the perfect RV for you and your family, along with the best financing package available!